Finmind paid features: what you can unlock and how

Finmind does not sell plans or subscription tiers. Much of it is free for every user, and each of the other modules is a separate feature that you unlock on its own, for a fixed period. This guide explains what stays free, which kinds of features are paid, how the time-boxed access works and how a purchase goes from your cart to an unlocked page. It does not quote prices, because prices are set in the catalogue and can change. The Features page always shows the current ones.

What stays free

Before you buy anything, it helps to know what you already get. For every signed-in user, Finmind includes at no cost:

• tutorials (courses, lessons and quizzes) and the money rules cheatsheet;
• the AI assistant's answers for education, definitions, comparisons and fundamentals;
• connecting and syncing your brokerage account, and its statements;
• portfolio tracking, the live snapshot and statement import;
• the simulator, manual trading through your connected brokerage account, and the market-wide order book.

Public pages such as UZSE stocks and listed bonds need no Finmind account at all. The free tools are covered step by step in free learning tools and free portfolio, simulator and trading. On the Features page a free module is marked "Included for every user. Nothing to buy." and cannot be added to the cart.

How the per-feature model works

Each paid module is sold separately, and you choose a Billing period for your cart: monthly or annual. A monthly purchase gives you 30 days of access and an annual one 365 days, counted from the moment the payment is approved.

If you already have a feature and buy it again before it runs out, the new period is added to your current end date, so nothing is lost. The Features page tells you this for anything you hold: "In your plan. Buying extends it, it is not restarted." It also shows the date your access runs until. When the period ends, the feature locks again, and locked items in the sidebar take you to the Features page.

Some catalogue entries can be marked "soon". These are announced but not yet available, and you cannot buy them.

What the paid catalogue covers

The catalogue groups modules into categories. The list below describes what exists in Finmind's catalogue today; the Features page is the authority on what is currently offered.

Trading and automation

This is the group Finmind has decided to keep paid: Stop-Loss & Take-Profit Orders, Algo Trading & Autopilot (rule-based strategies such as moving-average crossover or scheduled dollar-cost averaging), Copy Trading & Top Traders and the AI Trading Lab. Fund Baskets, which place a weighted set of orders for UZSE shares in your own brokerage account, are in the same category. These tools are built to be safe by default: a strategy or stop order does nothing until you explicitly arm it, and a real order is placed only when live trading is enabled on your Finmind account.

Markets, research and data

Deeper market coverage is paid: Bonds (UZSE) with coupon schedules, the CBU Yield Curve, Company Profiles, the Disclosures Feed, Dividends & Coupons, the Investor Calendar, Advanced Charts, the UCI Index, Market Analytics, the Stock Screener, Watchlists and Price Alerts (see price alerts for UZSE stocks and bonds). Research tools include Company Valuations, Company Analysis built from openinfo.uz disclosures, Price Projections and side-by-side comparisons.

Personal finance, wealth and retirement

A large set of household tools: Personal Accounting, Budgeting, Spending Analytics, Bill & Subscription Reminders, Debt Payoff Planner, Family Budget, Savings Circle, Savings Goals, a Card & Bank Account Vault and Reports & Export. Longer-term tools include Tax Reporting, Real Returns after inflation, Portfolio Risk, Portfolio X-ray, Credit Score & History (from what you enter yourself), Pension Tracker, FIRE / Retirement Projection, a Zakat Calculator and Islamic Finance & Halal Screening.

Rates, comparisons and wider markets

Comparison tools cover bank exchange rates (Commercial FX Rates and FX Best Rate), deposits, loans, cards and insurance, plus a Bank Network Map. Wider-market modules include Gold (CBU), global and UZEX commodities, real estate, US markets, crypto markets and read-only Exchange & Broker Connections.

Advisory and assurance

Investment Advisory, Financial Advisory, Tax Minimization & Advisory, a Portfolio Audit and a Compliance report round out the catalogue.

How to buy a feature, step by step

1. Sign in, or create a free Finmind account first.
2. Open Features from the sidebar. The page lists every module with its price and your current access.
3. Pick the Billing period, monthly or annual.
4. Choose Add to cart on each feature you want. You can buy several in one payment.
5. Check the total. The price is calculated by Finmind's server from the catalogue, not in your browser. Any student or referral discount is applied automatically, you can enter a campaign code under Have a code?, and you can tick Use my Finmind account credit (see student discount and referrals).
6. Choose Pay in Telegram to continue in the Finmind Telegram bot, or Pay on the platform (QR).
7. For a platform payment, Finmind creates a payment with its own reference. Pay the exact amount quoting that reference, then enter the receipt or transaction id from your payment app on the Billing page.

When access opens

A Finmind administrator checks that the money arrived and approves the payment, and the features unlock at that moment. The payment card on the page re-checks its status automatically. If a payment is rejected, the reason is shown. Two cases skip the wait: a payment in Telegram Stars is confirmed by Telegram itself, so access switches on as soon as it arrives, and when discounts and Finmind account credit cover the whole price there is nothing to pay and the purchase is approved automatically.

Finmind's code also contains integrations for CLICK and Payme, but they only become active once the merchant agreements behind them are in place, and even then an administrator approves before a feature is granted. The ways to pay that you see at checkout are the ones currently available.

This article is for education only and is not investment advice. Investing in securities involves risk, including the loss of money you invest.