Free investing courses and AI assistant on Finmind

Learning is free on Finmind for every signed-in user. That covers three tools: the tutorials (courses, lessons and quizzes), the money rules cheatsheet, and the AI assistant's answers to education questions. This guide shows what each one contains and how to use it step by step, so you can go from "what is a share" to reading a company's numbers at your own pace.

What is included for free

On the Features & pricing page, these three are marked "Included for every user. Nothing to buy.":

• Tutorials & Courses: structured courses on investing and personal finance, built around the Uzbek market.
• Money Rules Cheatsheet: 30 rules of thumb for money decisions, each with a worked example.
• AI Assistant: a chat that explains terms, instruments and strategies and answers read-only questions about the market.

You only need a free Finmind account. If you do not have one yet, create it at /register. The article What is Finmind gives the wider picture of the platform.

Tutorials: four courses from beginner to expert

The Tutorials page shows four learning tracks, one per level, each as a card with your progress:

• Beginner: Investing from Zero, a course for Uzbek investors with 8 lessons, including What Is Investing?, Stocks vs Bonds, Common vs Preferred Shares, Risk & Return, Brokerage Accounts, Diversification, Compounding and Fees & Costs.
• Intermediate: Investing Fundamentals II, 8 lessons on topics such as P/E, EPS, book value and dividends, reading financial statements, valuation, asset allocation, bonds and yields, and dollar-cost averaging.
• Advanced: Advanced Investing, 10 lessons covering technical analysis, moving averages, momentum indicators, chart patterns, options and derivatives basics, risk management, sector rotation, macro and interest rates, and behavioural finance.
• Expert: a course on quantitative investing, optimisation and portfolio governance, with 8 lessons that include tax-efficient investing under Uzbekistan's rules and writing an investment policy statement.

That is 34 lessons in total. Every lesson has a list of Key terms and one quiz question with several answer choices. When you submit an answer, the page tells you whether it is correct and shows an explanation. Each course card shows how many lessons you have completed and how many quizzes you have passed, and a banner at the top shows your progress across all four tracks.

How to take a lesson

1. Sign in and open Tutorials (the page is at /tutorials).
2. Pick a course card and press Start course. If you have already begun, the button reads Continue and takes you to your next unfinished lesson.
3. Read the lesson and its Key terms.
4. In the Quiz block, choose an answer and press Submit answer. If it is not right, press Try again.
5. Press Mark complete to record the lesson in your progress.
6. Press Next lesson to move on, or Back to syllabus to see the whole course.

The lessons are educational content for general information, not personal advice, and the figures in examples are illustrative.

Money rules: 30 rules of thumb

The Money Rules Cheatsheet collects 30 well-known rules of thumb and explains each in plain words with a worked example. The rules are grouped into six themes: Grow your money, Manage risk, Retire well, Save & protect, Spend & borrow wisely, and Value your time.

You will find familiar tools such as the Rule of 72, which estimates how many years an investment takes to double, and the Rule of 115 for tripling. A few rules come with a note on how they apply in Uzbekistan, for example where a rule is based on the US system.

To use it:

1. Open Money Rules from the menu, or press Money Rules cheatsheet → at the top of the Tutorials page.
2. Pick a theme with the chips, or choose All.
3. Type a word into the search box, such as "emergency" or "72", to narrow the list.

These are general rules of thumb to sharpen your intuition, not personalised advice. If you want to go deeper on one topic, our articles on compound interest and the emergency fund explain the ideas behind two of them.

The AI assistant for learning

The AI Assistant is a chat window where you can ask questions in your own words. For learning, it can:

• explain money rules such as the 50/30/20 budget, the emergency fund or the Rule of 72
• describe instruments, for example the difference between common and preferred shares, or what a bond is
• explain strategies such as buy-and-hold, diversification, rebalancing and dollar-cost averaging
• explain how the platform's features work, including the different ways to trade on Finmind

It also gives read-only answers that use the platform's own data and calculations: whether a share looks cheap or expensive, with P/E, P/B and ROE; whether a share passes a halal screen; a screen of shares by sector or valuation; upcoming or recent dividends; what is resting in the order book for a security; and which bank offers the best exchange rate for a currency. Read-only answers do not change anything in your Finmind account.

Questions versus actions

The assistant can also prepare actions, such as an order. It never acts on its own: it proposes the exact action and does nothing until you press Approve, and you can press Reject instead. Placing an order this way uses manual trading, which is free. A bracket (a take-profit paired with a stop) needs the paid Stop-loss feature, and a scheduled order or an autopilot plan needs the paid Algo Trading feature.

How to ask a question

1. Open AI Assistant (the page is at /assistant).
2. Type your question in the message box, for example "what is a preferred share" or "explain the rule of 72".
3. Press Send and read the answer.
4. If the assistant proposes an action you did not intend, press Reject.

From learning to practice

Once the basics feel familiar, you can try them without risking money in the simulator, which gives you 100M UZS of virtual cash at real market prices. Our guide to the free portfolio, simulator and trading tools shows how. You can also browse real UZSE data on the public /stocks and /uzse-bonds pages to connect what you learned with actual companies and bonds.