For investors and institutional evaluators

Everything we've built.
Nothing we haven't.

Finmind is a financial platform for Uzbekistan with a free core and pay-per-feature modules: portfolio, brokerage, market data, tax, wealth planning and personal finance in one system. This page is its register. Every figure below is read from the running platform, through a cache of a few minutes, or stamped with the day we measured it.

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Deciding whether to fund

You are in the right place. The register below is the whole company, limits included.

Deciding whether to buy

Banks, insurers, funds and regulators have their own surface. Finmind for institutions.

Illustration: three translucent planes of light receding into the dark, with one small periwinkle point above them

Contents

Rendered 2026-10-21 04:08 UTC. Figures marked live come from the platform's API through a cache of a few minutes.

The company

What Finmind is

A financial-intelligence platform for Uzbekistan: capital markets, FX, commodities and macro data consolidated from official sources, with portfolio, accounting, the country's real personal income-tax engine, credit, insurance, pension and advisory built on top. Market data, learning, the AI assistant, brokerage connection, portfolio and the simulator are free for every user; the rest is in two paid plans, Premium and Expert, bought for 30 days or a year and never renewed automatically.

Features live today: 79; from the catalogue API, cached for a few minutes
Product categories: 10; from the catalogue API, cached for a few minutes
Premium plan price: 79 000,00 UZS / month; from the plans API, read at render time
Upstream systems live: 11 of 26; the platform's integrations registry → 26 entries (11 live / 8 partial / 4 designed / 3 blocked), counted 2026-08-29 after the KATM credit bureau was declared alongside the first-party bank catalogues; the development database trails until its next seed run
Backend tests: 1 753+; pytest collection on the measurement date → "1753 tests collected"; one module still being wired up is EXCLUDED from the count rather than counted optimistically
Automation engines, one order seam: 6; one dedicated backend module per engine, counted in the repository; every one routes through the single validated order seam

Live figures read from the platform's API through a cache of a few minutes; measured figures observed 23.08.2026 against the running system. Sources printed beneath each.

Real or null

A price on Finmind comes from a named source or it is null, rendered as “n/a” with a machine-readable reason. Zero is a claim; we only make it when a source did.

Live or measured, labelled either way

Counts and prices marked live are read from the platform's own API, through a cache of a few minutes; everything else was observed once, on 23.08.2026, with the measurement that produced it printed further down. There is no third category.

Money is exact, end to end

NUMERIC(38,2) in the database (146 columns of it), decimal strings on the wire, BigInt minor-unit arithmetic in the browser. Checkable in one query: the schema contains 0 double-precision or real columns, anywhere, of any kind.

Cited, or it does not save

Tax computations carry their Tax Code article basis, and a statutory parameter cannot be saved at all without naming the decree that set it: the refusal is a database CHECK constraint, not a code convention or a review habit.

Owner-scoped, server-gated

Portfolio, orders, messages, declarations are owner-scoped at the query level, so one user's data is structurally invisible to another; feature entitlements are enforced as API permissions on the backend, not as hidden buttons.

Refuse rather than corrupt

The declaration PDF will not render at all without a font that can draw Uzbek and Cyrillic glyphs. A silently corrupted tax document is worse than a failed download.

The market

Why Uzbekistan, and why this shape

Uzbekistan's financial infrastructure publishes more than most people use: the exchange its asking prices, the central bank its rates, the disclosure portal its filings, the tax code its every article. What does not exist is the layer that joins them for a person or an institution: no e-filing API, no broker fill callback, no open-banking framework, and instruments, share classes and statutory parameters that are local in ways imported software gets wrong. That gap is the company; the limits chapter below names each of those constraints and what we built against it.

We publish no market-size estimate: a TAM slide is a claim about other people's money, and this register confines itself to claims about our own work.

The landscape

Where Finmind sits among the others

Ten other services serve the Uzbek retail investor, and only two of them are brokerage apps: GoInvest and Jett open brokerage accounts and route orders to UZSE through licensed brokers, which Finmind does not do. fondbozori.uz is the exchange's own trading system, used through a member broker, and the one Finmind connects to. Stockscope, Moniq, DaykonInvest and uzstock.uz are data sites, Xisob Terminal is a market-data terminal and dfin.uz a financial-literacy site, as Finmind's public pages are; Cbonds is an international data provider that covers Uzbek bonds and shares among its countries. The table states only what each service's own pages documented on the day we read them, with the page cited under every cell; a feature a service has and does not document is marked not published, not absent. Two GoInvest cells rest on what Finmind saw in the app itself, and say so.

Analytics layer over your brokerage account

Finmind

Reads the customer's existing fondbozori.uz brokerage account and adds market data, fundamentals, portfolio, tax and advisory tools on top. Opens no brokerage account and is not a broker.

finmind.uz (opens in a new tab)

Brokerage app of a licensed broker

GoInvest

The trading app operated by GoInvest LLC and published by Kapital-Depozit LLC, a UZSE member: remote brokerage account opening and trading on UZSE from iOS and Android.

goinvest.uz (opens in a new tab)

Brokerage app of a licensed broker

Jett

A trading service run by Multibroker LLC; a new brokerage account is opened with the licensed broker Alkes Research, and the brokerage itself is provided by its partner brokers. iOS, Android and web.

jett.uz (opens in a new tab)

The exchange's trading system, used through brokers

fondbozori.uz

The exchange's own web and mobile trading terminal (WTS and MTS), run by the state Information-Resource Centre of the Stock Market: every member broker's clients place orders and see their positions in it. Not a broker; access comes through a member broker. This is the system Finmind connects to.

fondbozori.uz/usx (opens in a new tab)

Data and analytics site

Stockscope

A UZSE market overview and screener with a watchlist and a portfolio page, run by Wandering Ventures LLC. No trading.

stockscope.uz/en (opens in a new tab)

Data and analytics site

Moniq

A catalogue of UZSE stocks, corporate bonds and bank deposits with a portfolio that imports broker reports, a payout calendar and Telegram notifications. No trading; a broker directory instead.

moniq.uz/en (opens in a new tab)

Data and analytics site

DaykonInvest

A UZSE share catalogue with multiples, yearly statements, a screener, TWR portfolios and alerts, run by an individual developer as a web app and a Telegram bot, in Russian. Not a broker; it directs readers to licensed brokers.

daykon.uz (opens in a new tab)

Market-data terminal without trading

Xisob Terminal

A free web terminal with a live tape of UZSE shares and bonds, openinfo.uz disclosures, a dividend calendar, news, alerts and a documented JSON API, built by an individual. No trading; its guide names brokers instead.

xisobterminal.uz (opens in a new tab)

Financial-literacy site with free tools

dfin.uz

A financial-literacy publication with free tools, live since February 2026 under the name Direct Finance: articles, calculators, a trading simulator, a manual portfolio tracker and one UZSE share page so far. No trading; its guide sends readers to the broker apps.

www.dfin.uz (opens in a new tab)

Data and analytics site

uzstock.uz

An analysis site for UZSE issuers, live since September 2026 under the name UZ Stock Analyzer: filings parsed from openinfo.uz with multiples per company, quotes, a bond analytics page, AI-generated reports and a manual portfolio in a PRO tier. No trading; the operator is not named.

uzstock.uz (opens in a new tab)

International financial data provider

Cbonds

A global fixed-income data provider operated by Global Bond Data FZE: bond, share and issuer data for Uzbekistan among its countries, a screener, a portfolio, an Excel add-in, apps and an API for companies, behind registration. Not a broker; no Uzbek interface.

cbonds.com (opens in a new tab)

Publicly documented features, by service, with the source of each cell
Documented feature	FinmindAnalytics layer over your brokerage account	GoInvestBrokerage app of a licensed broker	JettBrokerage app of a licensed broker	fondbozori.uzThe exchange's trading system, used through brokers	StockscopeData and analytics site	MoniqData and analytics site	DaykonInvestData and analytics site	Xisob TerminalMarket-data terminal without trading	dfin.uzFinancial-literacy site with free tools	uzstock.uzData and analytics site	CbondsInternational financial data provider
Company analysis
Issuer fundamentals from disclosures	Yes, reported fundamentals and openinfo.uz filings per share²	Yes, observed in the app by Finmind; its public pages do not describe it¹⁰	Yes, issuer filings from openinfo.uz, per Kursiv; also observed in the app by Finmind¹²	Not published¹⁸	Yes, P/E, P/B, market cap, TTM earnings²²	Not published²⁴	Yes, P/E, P/B, EV/EBITDA, ROE and yearly statements²⁸	Not published, openinfo.uz filings linked per share; no ratios shown³³	Yes, for UzNIF: NAV, P/E, P/B, ROE and shareholders³⁸	Yes, openinfo.uz filings parsed per issuer; P/E, P/B, ROE⁴⁶	Yes, IFRS statements per issuer⁵⁰
Screener	Yes¹	Yes, market filters, per its App Store release notes¹⁰	Not published¹³	Not published¹⁸	Yes²²	Yes, bond filters by yield and term²⁵	Yes, by sector, multiples and yield²⁷	Yes, sector, halal and bond filters³¹	Not published³⁷	Yes, a sortable market table with multiples and a sector filter⁴⁵	Yes, bond screener by country, sector, currency and ratings⁵²
Market data
UZSE quotes and trading data	Yes, stored daily closes on public pages²	Yes, charts and order books⁷	Yes, TradingView charts¹³	Yes, order book, trades and daily history¹⁸	Yes²¹	Yes²⁴	Yes, quotes, volumes and split-adjusted history²⁷	Yes, live tape of shares and bonds, index and heatmap³¹	Yes, one share page so far, UzNIF; prices marked as possibly delayed³⁷	Yes, UZSE prices, daily ranges and trade statistics⁴⁵	Yes, UZSE share quotes and turnover, behind registration⁵⁰
Price alerts and notifications	Yes, price alerts, also to Telegram¹	Yes, price levels and market changes⁹	Not published¹³	Not published¹⁸	Not published²¹	Yes, payout notifications²⁴	Yes, price, dividend and news alerts²⁷	Yes, price and news alerts, also as webhooks³¹	Not published³⁶	Yes, price levels, filings and news, inside the app⁴⁴	Yes, watchlist alerts for key events⁵⁴
Bonds and portfolio
UZSE corporate bonds	Yes, public page per bond³	Yes, corporate bonds listed in the app, observed by Finmind; its public pages do not describe it¹⁰	Yes, buying and selling bonds; bond fees on its plans page¹⁵	Yes, a bond board beside the share board¹⁸	Not published²¹	Yes²⁵	Not published, the catalogue lists shares²⁹	Yes, a bonds tab in the live tape³¹	Not published³⁶	Yes, yields, duration and a coupon calendar⁴⁷	Yes, UZSE-listed issues and Eurobonds⁵¹
Portfolio tracking	Yes, free¹	Yes⁷	Yes¹³	Yes, positions and statements of the brokerage account¹⁸	Yes²¹	Yes, with a payout calendar²⁴	Yes, TWR return, allocation and drawdowns²⁷	Yes, a holdings list³¹	Yes, manual entries, behind a free account³⁹	Yes, manual entries, in its PRO tier⁴⁴	Yes, multicurrency, with coupons and redemptions⁵³
Trading and accounts
Places orders on UZSE	Yes, through the connected fondbozori.uz brokerage account¹	Yes⁷	Yes, through its partner brokers¹³	Yes, the exchange's terminal, used through a member broker¹⁸	No, no trading function²¹	No, directs to brokers²⁵	No, says it is not a broker and places no trades²⁸	No, no trading; its guide names brokers³⁴	No, its guide sends readers to the broker apps⁴⁰	No, no order function; an analysis site⁴⁴	No, says it has no brokerage affiliation⁴⁸
Opens a brokerage account	No, the customer opens it with a broker⁴	Yes, remotely⁷	Yes, remotely, with Alkes Research¹³	No, opened with a member broker; the exchange's page links here to start trading²⁰	No²¹	No, lists brokers instead²⁶	No, directs to licensed brokers²⁸	No, its guide names brokers instead³⁴	No, its guide explains opening one in the broker apps⁴⁰	No, a site account only⁴⁴	No, a data vendor, not a broker⁴⁸
Connects an existing brokerage account	Yes, fondbozori.uz statements and positions¹	Not published⁷	Yes, for clients of its partner brokers¹³	No, it is the terminal the brokerage account lives in¹⁸	Not published²¹	Yes, imports broker reports²⁴	Not published²⁷	Not published³¹	Not published, a manual portfolio of deposits, buys, sells and withdrawals³⁹	Not published, positions are entered by hand⁴⁴	Not published, holdings are entered by hand⁵³
IPO applications	No, not a broker⁴	Yes, IPO and SPO participation, per its developer UIC Group¹¹	Yes, took retail applications in the UzNIF IPO, per Gazeta.uz¹⁷	Not published, the exchange publishes the IPO and SPO schedule²⁰	No, no trading function²¹	No, directs to brokers²⁵	No, not a broker²⁸	No, not a broker³⁴	Not published³⁶	Not published⁴⁴	No, not a broker⁴⁸
Tax and assistant
Personal income-tax declaration for investors	Yes, renders the declaration; the taxpayer files it⁴	Not published⁷	Not published¹³	Not published¹⁸	Not published²¹	Not published²⁴	Not published²⁷	Not published³¹	Not published, its guide explains the exemptions; no filing tool⁴⁰	Not published⁴⁴	Not published⁴⁹
AI assistant	Yes, free¹	Not published⁷	Not published¹³	Not published¹⁸	Not published²¹	Yes, in chat and Telegram²⁴	Not published²⁷	Yes, a natural-language query endpoint in its API³²	Not published³⁶	Not published, AI-generated reports rather than an assistant⁴⁴	Yes, AI bond search, behind registration⁵⁵
Languages, apps and API
Uzbek-language interface	Yes, Latin script; English as well⁶	Yes, Latin script⁸	Yes, Latin script; Russian and English as well¹⁴	Yes, Latin script; Russian and English as well¹⁸	Yes, Russian and English as well²¹	Yes, Russian and English as well²⁴	Not published, the site is in Russian²⁷	Yes, Latin and Cyrillic; Russian and English as well³¹	Yes, Latin script; Russian and English as well³⁶	Yes, Latin script; Russian and English as well⁴⁴	No, not among its listed languages; English, and Russian on cbonds.ru⁴⁸
App in the App Store and Google Play	No, web application¹	Yes⁹	Yes¹⁵	Not published, a mobile web terminal¹⁹	Not published²¹	Not published²⁴	Not published, web app and Telegram bot²⁷	Not published, web³¹	No, its apps page says no apps yet⁴¹	Not published, web⁴⁴	Yes⁵⁷
Works inside Telegram	Yes, the assistant answers there⁴	Not published, a channel is linked⁷	Not published¹³	Not published¹⁸	Not published²¹	Yes, assistant and notifications²⁴	Yes, a bot³⁰	Not published, reads Telegram channels as a news source³¹	Not published, a channel⁴³	Not published⁴⁴	Not published, news channels⁵⁸
Public API documentation	Yes, OpenAPI schema⁵	Not published⁷	Not published¹³	Not published, no documentation published¹⁸	Not published²³	Not published²⁴	Not published²⁷	Yes, JSON and WebSocket endpoints³²	Not published³⁶	Not published, open JSON endpoints without documentation⁴⁴	Yes, an API catalogue; access is sold to companies only⁵⁶
Published price list	Yes, per-feature prices from the live catalogue¹	Not published, says account maintenance is free⁷	Yes, three plans with exchange, depository and broker fees¹⁶	Not published, the member broker's tariff applies¹⁸	Not published²¹	Not published, says the account is free²⁴	Not published, says it is free²⁷	Not published, says it is free³⁵	Not published, says there is no paid subscription⁴²	Not published, a free plan and a PRO tier; no amounts⁴⁴	Not published, says pricing is tailored per client; a trial is offered⁵⁹

Analytics layer over your brokerage account

Finmind

Company analysis

Issuer fundamentals from disclosures: Yes, reported fundamentals and openinfo.uz filings per share²
Screener: Yes¹

Market data

UZSE quotes and trading data: Yes, stored daily closes on public pages²
Price alerts and notifications: Yes, price alerts, also to Telegram¹

Bonds and portfolio

UZSE corporate bonds: Yes, public page per bond³
Portfolio tracking: Yes, free¹

Trading and accounts

Places orders on UZSE: Yes, through the connected fondbozori.uz brokerage account¹
Opens a brokerage account: No, the customer opens it with a broker⁴
Connects an existing brokerage account: Yes, fondbozori.uz statements and positions¹
IPO applications: No, not a broker⁴

Tax and assistant

Personal income-tax declaration for investors: Yes, renders the declaration; the taxpayer files it⁴
AI assistant: Yes, free¹

Languages, apps and API

Uzbek-language interface: Yes, Latin script; English as well⁶
App in the App Store and Google Play: No, web application¹
Works inside Telegram: Yes, the assistant answers there⁴
Public API documentation: Yes, OpenAPI schema⁵
Published price list: Yes, per-feature prices from the live catalogue¹

Brokerage app of a licensed broker

GoInvest

Company analysis

Issuer fundamentals from disclosures: Yes, observed in the app by Finmind; its public pages do not describe it¹⁰
Screener: Yes, market filters, per its App Store release notes¹⁰

Market data

UZSE quotes and trading data: Yes, charts and order books⁷
Price alerts and notifications: Yes, price levels and market changes⁹

Bonds and portfolio

UZSE corporate bonds: Yes, corporate bonds listed in the app, observed by Finmind; its public pages do not describe it¹⁰
Portfolio tracking: Yes⁷

Trading and accounts

Places orders on UZSE: Yes⁷
Opens a brokerage account: Yes, remotely⁷
Connects an existing brokerage account: Not published⁷
IPO applications: Yes, IPO and SPO participation, per its developer UIC Group¹¹

Tax and assistant

Personal income-tax declaration for investors: Not published⁷
AI assistant: Not published⁷

Languages, apps and API

Uzbek-language interface: Yes, Latin script⁸
App in the App Store and Google Play: Yes⁹
Works inside Telegram: Not published, a channel is linked⁷
Public API documentation: Not published⁷
Published price list: Not published, says account maintenance is free⁷

Brokerage app of a licensed broker

Jett

Company analysis

Issuer fundamentals from disclosures: Yes, issuer filings from openinfo.uz, per Kursiv; also observed in the app by Finmind¹²
Screener: Not published¹³

Market data

UZSE quotes and trading data: Yes, TradingView charts¹³
Price alerts and notifications: Not published¹³

Bonds and portfolio

UZSE corporate bonds: Yes, buying and selling bonds; bond fees on its plans page¹⁵
Portfolio tracking: Yes¹³

Trading and accounts

Places orders on UZSE: Yes, through its partner brokers¹³
Opens a brokerage account: Yes, remotely, with Alkes Research¹³
Connects an existing brokerage account: Yes, for clients of its partner brokers¹³
IPO applications: Yes, took retail applications in the UzNIF IPO, per Gazeta.uz¹⁷

Tax and assistant

Personal income-tax declaration for investors: Not published¹³
AI assistant: Not published¹³

Languages, apps and API

Uzbek-language interface: Yes, Latin script; Russian and English as well¹⁴
App in the App Store and Google Play: Yes¹⁵
Works inside Telegram: Not published¹³
Public API documentation: Not published¹³
Published price list: Yes, three plans with exchange, depository and broker fees¹⁶

The exchange's trading system, used through brokers

fondbozori.uz

Company analysis

Issuer fundamentals from disclosures: Not published¹⁸
Screener: Not published¹⁸

Market data

UZSE quotes and trading data: Yes, order book, trades and daily history¹⁸
Price alerts and notifications: Not published¹⁸

Bonds and portfolio

UZSE corporate bonds: Yes, a bond board beside the share board¹⁸
Portfolio tracking: Yes, positions and statements of the brokerage account¹⁸

Trading and accounts

Places orders on UZSE: Yes, the exchange's terminal, used through a member broker¹⁸
Opens a brokerage account: No, opened with a member broker; the exchange's page links here to start trading²⁰
Connects an existing brokerage account: No, it is the terminal the brokerage account lives in¹⁸
IPO applications: Not published, the exchange publishes the IPO and SPO schedule²⁰

Tax and assistant

Personal income-tax declaration for investors: Not published¹⁸
AI assistant: Not published¹⁸

Languages, apps and API

Uzbek-language interface: Yes, Latin script; Russian and English as well¹⁸
App in the App Store and Google Play: Not published, a mobile web terminal¹⁹
Works inside Telegram: Not published¹⁸
Public API documentation: Not published, no documentation published¹⁸
Published price list: Not published, the member broker's tariff applies¹⁸

Data and analytics site

Stockscope

Company analysis

Issuer fundamentals from disclosures: Yes, P/E, P/B, market cap, TTM earnings²²
Screener: Yes²²

Market data

UZSE quotes and trading data: Yes²¹
Price alerts and notifications: Not published²¹

Bonds and portfolio

UZSE corporate bonds: Not published²¹
Portfolio tracking: Yes²¹

Trading and accounts

Places orders on UZSE: No, no trading function²¹
Opens a brokerage account: No²¹
Connects an existing brokerage account: Not published²¹
IPO applications: No, no trading function²¹

Tax and assistant

Personal income-tax declaration for investors: Not published²¹
AI assistant: Not published²¹

Languages, apps and API

Uzbek-language interface: Yes, Russian and English as well²¹
App in the App Store and Google Play: Not published²¹
Works inside Telegram: Not published²¹
Public API documentation: Not published²³
Published price list: Not published²¹

Data and analytics site

Moniq

Company analysis

Issuer fundamentals from disclosures: Not published²⁴
Screener: Yes, bond filters by yield and term²⁵

Market data

UZSE quotes and trading data: Yes²⁴
Price alerts and notifications: Yes, payout notifications²⁴

Bonds and portfolio

UZSE corporate bonds: Yes²⁵
Portfolio tracking: Yes, with a payout calendar²⁴

Trading and accounts

Places orders on UZSE: No, directs to brokers²⁵
Opens a brokerage account: No, lists brokers instead²⁶
Connects an existing brokerage account: Yes, imports broker reports²⁴
IPO applications: No, directs to brokers²⁵

Tax and assistant

Personal income-tax declaration for investors: Not published²⁴
AI assistant: Yes, in chat and Telegram²⁴

Languages, apps and API

Uzbek-language interface: Yes, Russian and English as well²⁴
App in the App Store and Google Play: Not published²⁴
Works inside Telegram: Yes, assistant and notifications²⁴
Public API documentation: Not published²⁴
Published price list: Not published, says the account is free²⁴

Data and analytics site

DaykonInvest

Company analysis

Issuer fundamentals from disclosures: Yes, P/E, P/B, EV/EBITDA, ROE and yearly statements²⁸
Screener: Yes, by sector, multiples and yield²⁷

Market data

UZSE quotes and trading data: Yes, quotes, volumes and split-adjusted history²⁷
Price alerts and notifications: Yes, price, dividend and news alerts²⁷

Bonds and portfolio

UZSE corporate bonds: Not published, the catalogue lists shares²⁹
Portfolio tracking: Yes, TWR return, allocation and drawdowns²⁷

Trading and accounts

Places orders on UZSE: No, says it is not a broker and places no trades²⁸
Opens a brokerage account: No, directs to licensed brokers²⁸
Connects an existing brokerage account: Not published²⁷
IPO applications: No, not a broker²⁸

Tax and assistant

Personal income-tax declaration for investors: Not published²⁷
AI assistant: Not published²⁷

Languages, apps and API

Uzbek-language interface: Not published, the site is in Russian²⁷
App in the App Store and Google Play: Not published, web app and Telegram bot²⁷
Works inside Telegram: Yes, a bot³⁰
Public API documentation: Not published²⁷
Published price list: Not published, says it is free²⁷

Market-data terminal without trading

Xisob Terminal

Company analysis

Issuer fundamentals from disclosures: Not published, openinfo.uz filings linked per share; no ratios shown³³
Screener: Yes, sector, halal and bond filters³¹

Market data

UZSE quotes and trading data: Yes, live tape of shares and bonds, index and heatmap³¹
Price alerts and notifications: Yes, price and news alerts, also as webhooks³¹

Bonds and portfolio

UZSE corporate bonds: Yes, a bonds tab in the live tape³¹
Portfolio tracking: Yes, a holdings list³¹

Trading and accounts

Places orders on UZSE: No, no trading; its guide names brokers³⁴
Opens a brokerage account: No, its guide names brokers instead³⁴
Connects an existing brokerage account: Not published³¹
IPO applications: No, not a broker³⁴

Tax and assistant

Personal income-tax declaration for investors: Not published³¹
AI assistant: Yes, a natural-language query endpoint in its API³²

Languages, apps and API

Uzbek-language interface: Yes, Latin and Cyrillic; Russian and English as well³¹
App in the App Store and Google Play: Not published, web³¹
Works inside Telegram: Not published, reads Telegram channels as a news source³¹
Public API documentation: Yes, JSON and WebSocket endpoints³²
Published price list: Not published, says it is free³⁵

Financial-literacy site with free tools

dfin.uz

Company analysis

Issuer fundamentals from disclosures: Yes, for UzNIF: NAV, P/E, P/B, ROE and shareholders³⁸
Screener: Not published³⁷

Market data

UZSE quotes and trading data: Yes, one share page so far, UzNIF; prices marked as possibly delayed³⁷
Price alerts and notifications: Not published³⁶

Bonds and portfolio

UZSE corporate bonds: Not published³⁶
Portfolio tracking: Yes, manual entries, behind a free account³⁹

Trading and accounts

Places orders on UZSE: No, its guide sends readers to the broker apps⁴⁰
Opens a brokerage account: No, its guide explains opening one in the broker apps⁴⁰
Connects an existing brokerage account: Not published, a manual portfolio of deposits, buys, sells and withdrawals³⁹
IPO applications: Not published³⁶

Tax and assistant

Personal income-tax declaration for investors: Not published, its guide explains the exemptions; no filing tool⁴⁰
AI assistant: Not published³⁶

Languages, apps and API

Uzbek-language interface: Yes, Latin script; Russian and English as well³⁶
App in the App Store and Google Play: No, its apps page says no apps yet⁴¹
Works inside Telegram: Not published, a channel⁴³
Public API documentation: Not published³⁶
Published price list: Not published, says there is no paid subscription⁴²

Data and analytics site

uzstock.uz

Company analysis

Issuer fundamentals from disclosures: Yes, openinfo.uz filings parsed per issuer; P/E, P/B, ROE⁴⁶
Screener: Yes, a sortable market table with multiples and a sector filter⁴⁵

Market data

UZSE quotes and trading data: Yes, UZSE prices, daily ranges and trade statistics⁴⁵
Price alerts and notifications: Yes, price levels, filings and news, inside the app⁴⁴

Bonds and portfolio

UZSE corporate bonds: Yes, yields, duration and a coupon calendar⁴⁷
Portfolio tracking: Yes, manual entries, in its PRO tier⁴⁴

Trading and accounts

Places orders on UZSE: No, no order function; an analysis site⁴⁴
Opens a brokerage account: No, a site account only⁴⁴
Connects an existing brokerage account: Not published, positions are entered by hand⁴⁴
IPO applications: Not published⁴⁴

Tax and assistant

Personal income-tax declaration for investors: Not published⁴⁴
AI assistant: Not published, AI-generated reports rather than an assistant⁴⁴

Languages, apps and API

Uzbek-language interface: Yes, Latin script; Russian and English as well⁴⁴
App in the App Store and Google Play: Not published, web⁴⁴
Works inside Telegram: Not published⁴⁴
Public API documentation: Not published, open JSON endpoints without documentation⁴⁴
Published price list: Not published, a free plan and a PRO tier; no amounts⁴⁴

International financial data provider

Cbonds

Company analysis

Issuer fundamentals from disclosures: Yes, IFRS statements per issuer⁵⁰
Screener: Yes, bond screener by country, sector, currency and ratings⁵²

Market data

UZSE quotes and trading data: Yes, UZSE share quotes and turnover, behind registration⁵⁰
Price alerts and notifications: Yes, watchlist alerts for key events⁵⁴

Bonds and portfolio

UZSE corporate bonds: Yes, UZSE-listed issues and Eurobonds⁵¹
Portfolio tracking: Yes, multicurrency, with coupons and redemptions⁵³

Trading and accounts

Places orders on UZSE: No, says it has no brokerage affiliation⁴⁸
Opens a brokerage account: No, a data vendor, not a broker⁴⁸
Connects an existing brokerage account: Not published, holdings are entered by hand⁵³
IPO applications: No, not a broker⁴⁸

Tax and assistant

Personal income-tax declaration for investors: Not published⁴⁹
AI assistant: Yes, AI bond search, behind registration⁵⁵

Languages, apps and API

Uzbek-language interface: No, not among its listed languages; English, and Russian on cbonds.ru⁴⁸
App in the App Store and Google Play: Yes⁵⁷
Works inside Telegram: Not published, news channels⁵⁸
Public API documentation: Yes, an API catalogue; access is sold to companies only⁵⁶
Published price list: Not published, says pricing is tailored per client; a trial is offered⁵⁹

Sources

1.finmind.uz/ (opens in a new tab) read on 26.09.2026
2.finmind.uz/stocks (opens in a new tab) read on 26.09.2026
3.finmind.uz/uzse-bonds (opens in a new tab) read on 26.09.2026
4.finmind.uz/business (opens in a new tab) read on 26.09.2026
5.finmind.uz/api/v1/docs/ (opens in a new tab) read on 26.09.2026
6.finmind.uz/uz/business (opens in a new tab) read on 26.09.2026
7.goinvest.uz/ (opens in a new tab) read on 26.09.2026
8.goinvest.uz/uz (opens in a new tab) read on 26.09.2026
9.play.google.com/store/apps/details?id=org.uicgroup.goinvest (opens in a new tab) read on 26.09.2026
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13.jett.uz/ru/ (opens in a new tab) read on 26.09.2026
14.jett.uz/uz/ (opens in a new tab) read on 26.09.2026
15.play.google.com/store/apps/details?id=uz.multibroker.jett.mobile (opens in a new tab) read on 26.09.2026
16.jett.uz/ru/plans/ (opens in a new tab) read on 26.09.2026
17.www.gazeta.uz/ru/2026/05/08/jett/ (opens in a new tab) read on 26.09.2026
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19.fondbozori.uz/usx/m/index.html?lang=EN (opens in a new tab) read on 26.09.2026
20.uzse.uz/?locale=en (opens in a new tab) read on 26.09.2026
21.stockscope.uz/en (opens in a new tab) read on 26.09.2026
22.stockscope.uz/en/screener (opens in a new tab) read on 26.09.2026
23.stockscope.uz/en/about (opens in a new tab) read on 26.09.2026
24.moniq.uz/en (opens in a new tab) read on 26.09.2026
25.moniq.uz/ru/investments/bonds (opens in a new tab) read on 26.09.2026
26.moniq.uz/ru/directory/brokers (opens in a new tab) read on 26.09.2026
27.daykon.uz/ (opens in a new tab) read on 26.09.2026
28.daykon.uz/stock/UZTL (opens in a new tab) read on 26.09.2026
29.daykon.uz/stocks (opens in a new tab) read on 26.09.2026
30.t.me/DaykonUz_bot (opens in a new tab) read on 26.09.2026
31.xisobterminal.uz/ (opens in a new tab) read on 26.09.2026
32.xisobterminal.uz/docs (opens in a new tab) read on 26.09.2026
33.xisobterminal.uz/aksiya/UZTL (opens in a new tab) read on 26.09.2026
34.xisobterminal.uz/blog/uzse-brokerlar-taqqoslash-2026 (opens in a new tab) read on 26.09.2026
35.xisobterminal.uz/blog/xisob-terminal-qanday-ishlatiladi (opens in a new tab) read on 26.09.2026
36.www.dfin.uz/en/about (opens in a new tab) read on 26.09.2026
37.www.dfin.uz/en/stocks (opens in a new tab) read on 26.09.2026
38.www.dfin.uz/en/stocks/uznif (opens in a new tab) read on 26.09.2026
39.www.dfin.uz/en/guide (opens in a new tab) read on 26.09.2026
40.www.dfin.uz/ru/rukovodstva/kak-kupit-aktsii-v-uzbekistane-poshagovaya-instruktsiya-2026 (opens in a new tab) read on 26.09.2026
41.www.dfin.uz/en/app (opens in a new tab) read on 26.09.2026
42.www.dfin.uz/terms-of-use (opens in a new tab) read on 26.09.2026
43.t.me/dfinuz (opens in a new tab) read on 26.09.2026
44.uzstock.uz/ (opens in a new tab) read on 26.09.2026
45.uzstock.uz/api/market/stocks (opens in a new tab) read on 26.09.2026
46.uzstock.uz/api/catalog/status (opens in a new tab) read on 26.09.2026
47.uzstock.uz/api/bonds (opens in a new tab) read on 26.09.2026
48.cbonds.com/about/ (opens in a new tab) read on 26.09.2026
49.cbonds.com/country/Uzbekistan-bond/ (opens in a new tab) read on 26.09.2026
50.cbonds.com/stocks/UZ7011340005/ (opens in a new tab) read on 26.09.2026
51.cbonds.com/bonds/1668509/ (opens in a new tab) read on 26.09.2026
52.cbonds.com/bonds/ (opens in a new tab) read on 26.09.2026
53.cbonds.com/portfolio/ (opens in a new tab) read on 26.09.2026
54.cbonds.com/watchlist/ (opens in a new tab) read on 26.09.2026
55.cbonds.com/ai-bonds/ (opens in a new tab) read on 26.09.2026
56.cbonds.com/api/ (opens in a new tab) read on 26.09.2026
57.cbonds.com/promo_mobile/ (opens in a new tab) read on 26.09.2026
58.t.me/cbondsglobal (opens in a new tab) read on 26.09.2026
59.cbonds.com/subscription/ (opens in a new tab) read on 26.09.2026

Last reviewed 26.09.2026. A cell states only what the named page published on the day we read it; a feature a service has and does not document is marked not published, not absent. Nothing here is a judgement of quality, and no figure is estimated.

A reader who has no brokerage account yet opens one with a licensed broker first: how to open a brokerage account in Uzbekistan and connect it to Finmind lists the exchange's member brokers without endorsing any.

The proof

One order nobody typed

On 06.08.2026 a take-profit rule, row 21 in our own stop-loss table, was armed and then left alone. Five days later, on 11.08.2026 at 13:26:00 Tashkent time, the monitor saw the target trade with real executed size and fired it. Nine seconds after that the order was at the exchange and the broker had returned its own order id 1829 (11.08.2026).

The rule placed a real sell order, 6 171 148 shares of UZNF at 5,55 UZS, which is 34 249 871,40 UZS at that limit, with nobody watching. The two halves are not a coincidence of timing: rule 21 stores the id of the order it placed, #53, as a foreign key to brokerage order #53. Both rows are quoted below, exactly as measured.

We stop the sentence there on purpose. There is no fill callback from this broker; an execution shows only in its own live order list, which the reader we built on 23.08.2026 copies verbatim and never backfills (limit 01 below), so the order above is still not called a fill and 0 orders on this platform carry an observed execution today. “Accepted and resting at the exchange” remains the strongest thing we can honestly say about any order sent through this broker, this one included.

Orders that reached the broker, of 44 recorded: 33
Accepted, each with the broker's own order id: 12
Rejected: 21 by the broker, 9 by our own pre-flight: 30

The whole ledger, refusal by refusal

A partial ledger is worse than none. 44 order rows exist all-time: 33 left this platform and reached the broker; 9 never did, because our own pre-flight refused them first (a closed market, not enough order-available cash, an instrument we could not label, or a limit price already outside the published band); and 2 were cancelled before submission. We count those 9 as ours, not as broker traffic, because they are.

Of the broker's 21 refusals we keep the broker's own message word-for-word on 18 of them and append a plain-language hint that is plainly ours; the remaining 3 arrived with no usable text at all and fall back to our own generic sentence rather than to a reason the broker never gave. We rewrite nothing and delete nothing: a platform that hides its refusals cannot be audited.

5 of all those rejections were our own defect, a decimal-padding bug in the order payload, root-caused and fixed on 27.07.2026 and none since. July produced 21 rejections in all; the other 16 that month, and every rejection after it, are ordinary market refusals, 9 of them on 04.08.2026, where the limit price sat outside the exchange's band for that day. (measured 23.08.2026 against brokerage order #53; counted in the order ledger: rows with a submission timestamp, plus rows carrying a broker refusal.)

read directly from the protective-rule ledger, row 21: kind target, status executed, UZNF
read directly from the order ledger, row 53, on the measurement date
quantity × limit price from order #53, recomputed to the tiyin

What is built

Every feature, read from the catalogue

Generated from the production feature catalogue at request time, the same catalogue the in-app pricing page and the billing system read. It is not a slide: nothing can appear here that a user cannot use for free or buy.

Personal Finance

15 features

A double-entry ledger under the whole household: holdings and imported broker statements book into it, budgets and spending analytics read out of it, and the local shapes, the family budget and the gap (rotating savings circle), are first-class objects, not skins on a generic app.

Portfolio & HoldingsfreeLive Portfolio SnapshotfreeStatement ImportfreePersonal AccountingpremiumBudgetingpremiumSpending AnalyticspremiumBill & Subscription RemindersfreeDebt BookfreeDebt Book Reminders to the Other PersonpremiumDebt Payoff PlannerpremiumCard & Account VaultfreeFamily BudgetpremiumSavings CirclefreeSavings GoalspremiumReports & Exportpremium

Wealth & Retirement

9 features

The long-horizon half. Returns deflated by the real published CPI rather than an assumed rate; volatility, VaR and drawdown in Decimal; look-through exposure that sees the issuers inside your funds; both statutory pension projections resolved from cited decrees; zakat against a nisab built from the real gold spot. A figure the data cannot support comes back null with its reason, never as a comforting number.

Tax ReportingpremiumReal ReturnspremiumPortfolio RiskpremiumPortfolio X-raypremiumCredit Score & HistorypremiumPension TrackerpremiumFIRE / Retirement ProjectionpremiumZakat CalculatorpremiumIslamic Finance & Halal Screeningpremium

Markets & Data

18 features

The warehouse and everything that reads it: prices, the sovereign yield curve, issuer disclosures, corporate actions, macro series, the index and the screener. Every row traces to a named upstream or is not there at all.

Market DatafreeOrder BookfreeBonds (UZSE)freeYield CurvepremiumExchange (UZCE) & Debt MarketpremiumCompany ProfilesfreeDisclosures FeedpremiumMacroeconomic DashboardpremiumInterbank RatespremiumDividends & CouponspremiumInvestor CalendarpremiumPayout CalendarfreeAdvanced ChartspremiumWatchlistsfreePrice AlertsfreeUCI IndexfreeMarket AnalyticspremiumStock Screenerpremium

Commodities & Real Assets

4 features

Gold at the central bank's own published bar prices, UZEX commodity trading, and real-estate reference data.

Gold (CBU)freeGlobal CommoditiespremiumUZEX CommoditiespremiumReal Estatepremium

Global & Crypto

3 features

Outside the country: US equities and crypto quotes, plus the connection layer for foreign exchanges and brokers.

Wall StreetpremiumCrypto MarketspremiumExchange & Broker Connectionspremium

Trading & Automation

8 features

Everything that can move real money, all of it through one validated order seam: broker sync, live tickets, protective brackets, the AI lab, copy trading and algo trading. Autopilot ships inside Algo Trading: one entitlement, not a second SKU.

Brokerage SyncfreeLive TradingfreeStop-Loss & Take-Profit OrderspremiumAI Trading LabexpertCopy Trading & Top TradersexpertAlgo Trading & AutopilotexpertFund BasketspremiumBroker Statementsfree

Research & Analysis

5 features

Valuations, predictions and company analysis. Where a ratio cannot be computed it is emitted as null with the reason recorded, per instrument and per ratio, rather than as a plausible multiple.

Company ValuationspremiumPrice ProjectionspremiumStock vs Bond ComparisonpremiumStock & Cross-Asset ComparisonpremiumCompany Analysispremium

Rates & Comparisons

7 features

The comparisons households actually shop on (deposits, loans, cards, insurance and commercial FX) across the licensed local providers, from their own published terms. Under the same heading, where those banks physically are: 6,600+ ATMs, branches and currency-exchange offices from the Central Bank's own register, every one geocoded, so a rate comparison ends at an address you can walk to rather than a number on a page.

Commercial FX RatespremiumFX Best RatepremiumDeposits ComparisonpremiumLoans ComparisonpremiumCards ComparisonpremiumInsurance ComparisonpremiumBank Network Mappremium

Advisory & Assurance

6 features

Advisory surfaces and the assistant, which proposes and then waits: nothing it suggests acts until the user explicitly approves it. Alongside them, auditing and compliance workspaces, for the users who have to prove something to somebody.

Investment AdvisoryexpertFinancial AdvisoryexpertTax Minimization & AdvisoryexpertAI AssistantfreePortfolio AuditpremiumCompliancepremium

Learn

4 features

Tutorials, progress streaks, and a beginner simulator that fills against real last prices while being wired to no broker at all.

Tutorials & CoursesfreeBeginner SimulatorfreeMoney Rules CheatsheetpremiumMilestones & Streaksfree

Prices as returned by the catalogue API through a cache of a few minutes: set by a platform administrator, current rather than permanent. Full descriptions are on the landing page.

Under the hood

What the code actually does

Each claim below is written against the code as it runs today; no roadmap items appear on this page. Open a card for the point-by-point receipts.

Brokerage integration at the protocol level

Finmind speaks the UZSE broker terminal protocol (fondbozori.uz) natively, not as a screen-scrape, and live order placement works: 12 of our orders have been accepted by the broker and carry its own order id.

The login cryptography is locked to test vectors byte-for-byte (SHA-1 → base64 → nonce → MD5 → base64), asserted by both the Python client's tests and the Go client's.
The sync client is data-inquiry only, enforced by a test that greps the module for order-path tokens, not merely by intention; cash and holdings sync read-only with freshness tracking.
An execution is recorded only by asking the broker: a reconciliation sweep reads its own live order list and copies the executed quantity it reports, never infers one. A partial stays open, a zero is not an observation, and nothing is backfilled, so 0 orders here carry an observed execution today, which the limits below state in full.
Broker statements can also be imported from files, so a portfolio never depends on a live connection.

Market data that is sourced, cached and honest

Every price traces to a named source: the exchange, the central bank, the state disclosure portal. Or it is null.

The market-wide order book comes from the exchange's own published asking-prices file: one fetch covers the whole market, cached for seconds and shared across all users, with a last-good snapshot for upstream hiccups. The trade panel adds the broker terminal's price levels for the security on screen.
A non-positive price is dropped, not displayed: an empty side of the book is honest, a fabricated zero is not.
Issuer profiles, disclosures and corporate actions from openinfo.uz; official rates and gold-bar prices from cbu.uz; consumer prices from narxtahlil.uz; global markets and crypto from Yahoo Finance and CoinGecko.
Valuation ratios that cannot be computed are emitted as null with the reason recorded, per instrument, per ratio.

An assistant that asks permission

The AI assistant answers questions about the user's own portfolio, and when asked to act it proposes an action that does nothing until the user explicitly approves it.

An approved action executes through the same validated order path as a manual order: same gates, same audit trail, same dry-run rules. Rejecting a proposal cancels it; no path from chat to execution skips approval.
From Telegram the assistant answers, and a single trade it proposes there can be confirmed in the chat only while the user has switched Telegram trading on (off by default): the confirmation is a single-use button that expires in minutes, the switch is re-read at that moment, and the order then runs through the same gates as one placed in the app. Brackets, schedules, plans and bulk sells cannot be approved from Telegram at all.
Statistical projections ship with the warning attached to every response: an estimate of past price behaviour, not advice and not a promise.

A religious decision we refuse to guess at

Shari'a screening to AAOIFI Standard 21 and Meezan Bank's criteria: one decisive business screen plus 7 financial ratios, across all 106 listed tickers on the exchange. 106 of 106 carry a curated sector ruling, so the business screen is never skipped for want of one.

13 tickers permissible, 84 impermissible, 9 undetermined with a machine-readable reason (4 interim-only filings + 4 unusable filings + 1 unclassified business). The market is dominated by conventional banks and insurers, and no ratio rescues a business that is impermissible in itself.
An issuer's sector is looked up by symbol in a hand-curated map of 90 symbols: mostly exchange tickers, plus labels for issuers with only bonds listed and a few registry or older aliases, so an issuer known by two symbols is counted twice. Each ruling is made against the issuer's officially stated activity, not inferred from its name.
“Debt” means real interest-bearing borrowing, read from the NSBU Form-1 line items. Not total liabilities, which would sweep in trade payables and wrongly fail a debt-free company.
No Uzbek issuer discloses its non-compliant income, so the 5% purity screen is ALWAYS reported unavailable: every pass is “halal subject to income purity” at medium confidence, never a confident halal. A screen we cannot compute is reported as unavailable with its reason, never silently skipped to reach a verdict.

The wealth side, held to the same rule

The honesty discipline is not confined to the order path. The clearest proof is the insurance needs-analysis engine: it joins income, debts, dependants, liquid assets and the user's own savings goals, and when an input is missing it returns “cannot assess” with the missing list, never a need of zero.

Every multiplier in that engine is labelled a named industry convention and explicitly not Uzbek law, is surfaced in the response and can be overridden per call. Amounts in another currency convert at the latest central-bank rate or are excluded and reported, never summed at face value.
Real returns deflate nominal so'm with the actual published CPI series, chained month by month. A date the series does not cover degrades to null with the exact period used disclosed; it never invents an index.
Portfolio risk is annualized volatility, historical AND parametric VaR, maximum drawdown, beta against a UZSE benchmark and HHI concentration, computed in Decimal, not float, and nothing persisted.
Portfolio X-ray looks through fund holdings to the underlying issuers by each fund's active constituent weights, and rolls both share classes of one issuer together by ISIN rather than by ticker suffix.
Both statutory pension projections resolve every input from the cited-parameter table or the primary text of the pension law; an unconfigured parameter yields null with a stated reason. Zakat's nisab is built from the real gold spot and the real USD rate, or it is null.

Security posture, including the boring parts

The controls an institutional reader probes for, stated plainly.

Brokerage credentials are Fernet-encrypted with a key that exists only in the environment: no default key, no per-process fallback. If the key is missing, every encrypt and decrypt raises. We refuse rather than persist plaintext.
Optional Telegram two-factor login can only be enabled after a live code was actually delivered and verified; codes are hashed, expiring, attempt-capped and single-use. Two-factor is core security and is deliberately not a paid feature.
Anything secret-like is masked by default and revealed per item behind an eye icon; list views render only the masked shape.

Built for Uzbekistan, not localized to it

The hard, local problems are the moat: the tax code, the exchange's actual publishing habits, the instruments people here actually hold.

Savings circles and family budgets, how households here actually save, as first-class features rather than skins.
Deposit, loan, card and insurance comparison across local banks and insurers, with the state insurance register handled honestly (see the limits below).
UZS as exact tiyin arithmetic, local number notation on official documents, share classes modelled explicitly rather than guessed from a ticker suffix.
Uzbek apostrophe forms are normalised before any name match, so “O‘zbekiston” and “O'zbekiston” are one issuer and not two.

Automation

6 ways to trade, one door

Every engine below places its orders through the same validated seam as a hand-typed ticket: same checks, same audit trail, same dry-run rules. One line each; the algorithms open beneath.

Manual ticket

A human types an order; it is validated, priced against a live reference and either dry-run or sent.

Protective brackets

Standing stop-loss and take-profit rules our own monitor evaluates. The broker's order form has no stop field, so these are synthetic (see the limits).

Its 2 algorithms, one line each

Stop-loss: If the market trades at or below the stop with real executed size, place a plain limit sell for the live-sellable quantity.
Take-profit: The mirror image on the upside: the rule that produced the sale described above.

Signal algorithms

Four textbook signals plus a scheduler, each evaluated on a beat and each writing its reasoning to an audit row.

Its 5 algorithms, one line each

MA crossover: Buy when the fast moving average crosses above the slow one; sell on the opposite cross.
Momentum: Act when the N-day return passes a threshold the owner set.
Mean reversion: Act on the z-score of price against its own rolling mean.
DCA: A scheduled fixed-amount buy on an interval, regardless of signal.
TWAP scheduler: Slice one parent quantity into timed child orders instead of hitting a thin book at once.

AI Trading Lab

A model-driven strategy that may suggest, paper-trade or trade live, and a live order passes 10 checks, in order, before it exists.

Its one algorithm, one line each

The gate: Global switch, live mode, armed and not killed, broker live switch, symbol allowlist, Shari'a screen, position cap, daily loss limit, daily trade count, then full order validation.

Copy trading

Mirror another trader's orders sized as a percentage of your own portfolio, never raw share counts.

Its 2 algorithms, one line each

Sizing: The leader's trade is converted to a share of their portfolio, then re-applied to yours and capped per position.
Identity: Leaders appear under an alias, never an email; consent to be copyable is off by default and has to be switched on in settings.

Autopilot

Three standing plans the owner specified, each a draft until armed and each fill-gated rather than optimistic.

Its 3 algorithms, one line each

Recurring buy: Spend a fixed SUM on an interval, but only after the previous order actually reached a filled state; an unknown fill waits rather than stacking buys.
Standing entry: Wait for a stock you do not hold to trade inside your price range, then buy from a fixed budget, never above your maximum.
Average down: When price falls a step below your average cost, buy a tranche that is re-verified to lower the blended average before it goes out; equal-to-average never fires.

Usage, stated exactly: 9 protective rules have run to a conclusion in the development database, 3 triggered on real executed size and placed their order (one of them is the order above), 6 were cancelled by their owner first. 0 are armed today, and 0 autopilot plans have ever been created here. We would rather decompose the count than let a total imply live cover that is not there (measured 23.08.2026; one count over the protective-rule ledger, by status → cancelled 6, executed 3).

Autopilot is one of the 6 engines but not a separate row in the catalogue above: it ships inside Algo Trading and is gated by that one entitlement. One purchase, not a second SKU.

Money safety

What stands between an algorithm and your money

Automation that can spend real money is a liability question before it is a feature. These are the controls, not a philosophy.

Two switches, or it is a paper trade: An order reaches the broker only when the platform-wide live switch AND that user's own live-trading opt-in are both on; either one off and the order persists as a dry run, the broker never contacted. Both default to off.
Draft until armed: Every automated rule (bracket, algorithm, AI strategy, copy follow, autopilot plan) is created inert, evaluated only after its owner explicitly arms it. Pausing is one click.
Kill switches above the strategies: A global setting stops the AI engine, another the autopilot sweep, another the Telegram bridge, independently of anything a user has armed; a single strategy can be killed on its own.
Caps re-derived, never counted: The autopilot's per-run, per-plan, per-user and total-budget caps, and the AI lab's position-size cap, daily loss limit and trade count, are recomputed from the run audit on every evaluation, never kept as a counter that can drift. A figure that cannot be established blocks the run; it never defaults to zero.
At most once per slot: Concurrent workers claim an evaluation through a unique constraint (autopilot) or an atomic status change (stop-loss), so two beats firing together can never double-buy or double-sell.
Pre-trade validation, every path: One validator guards manual and automated orders alike: a listed security with a real ISIN, an existing reference price, positive quantity, a sell never exceeding the sellable quantity, a limit inside the exchange's published band.
Confirmation before anything acts: The assistant proposes; the user approves. An unapproved proposal does nothing, and there is no path from a chat message, in the app or on Telegram, to an order.
Anything that can act is audited: Strategy evaluations, mirrored trades, assistant actions, autopilot runs and broker rejections are written down with their reasons, reviewable after the fact; a rejection pauses the plan that caused it instead of retrying money into a failing pipe.

Tax and compliance

A real tax engine, down to the form

Finmind computes Uzbekistan's annual personal income-tax declaration (form 172) from the user's own ledger: the page-1 identity block, all 10 page-2 income schedules and the 12 computation rows of page 3.

The document itself

Exports to PDF, XLSX, DOCX and JSON, in the notation the authority itself uses: 4 734 047,14 and 01.04.2026, not US formatting.
Computed rows carry their Tax Code article basis, verified against the Code's own text, including the exchange-traded securities exemption most generic tools miss (worked through below); a citation found wrong is corrected in the code and the correction recorded, never quietly re-pointed.
A value the engine does not know renders as “—”, never as a zero, and the warning explaining why travels inside the exported document.

Statutory parameters

Minimum wage, BHM, the pension base and the INPS rate are effective-dated named parameters: 12 rows spanning 01.01.2019 to 01.09.2026, each citing the decree that set it (PP-4086, PF-196, PF-108, PF-91, PF-115). One row exists because an operator placeholder was ten times too low; the decree amount superseded it and the row records that. An uncited parameter is refused by the schema itself, through a database CHECK constraint.

measured 23.08.2026 · one count over the statutory-parameter table; the decrees it cites → PP-4086, PF-196, PF-108, PF-91, PF-115

What that one citation is worth, worked through

A generic engine treats a securities gain as ordinary income at the general rate. The Code does not: a gain on emission securities realised on the stock exchange is exempt outright. On a hypothetical 1 000 000,00 UZS of gain on UZSE-traded shares:

120 000,00

what a 12% engine charges

Tax Code Art. 381 §1; the engine's basis note on that row reads "Art. 375 item 9 with Arts. 327-329; Art. 381 §1 (12%)"

0,00

what the Code actually charges

Tax Code Art. 378 item 7, 2nd indent; from 17.04.2025 Art. 327 §17 (O'RQ-1057); recorded as the relief basis on schedule row 8

120 000,00

the difference, per million of gain

arithmetic performed in this page, in exact minor units, on the two rates cited beside it. Not a measurement and not anyone's actual saving.

What remains is not a tax and we do not net it above, because it has a different base: a fee of 0.01% that the SELLER pays on the TRANSACTION value of an exchange trade in emission securities; the issuer is excluded, and the Code never calls it a trading tax (Tax Code Art. 327 §16; the engine's note records 0.01% on exchange trades, 0.3% organised off-exchange). A worked example is not advice, and the declaration states its basis on every row.

Provenance

26 doors, and which ones are open

Every upstream the platform touches lives in one registry with an evidence rule: an integration is marked live only when a named code path talks to it AND we have observed the data it wrote, with a row count and a date. The whole board, including the doors we cannot open.

11live9partial3designed3blockedsnapshot of the registry, 23.08.2026

Live(11)

a named code path talks to it and we have observed the data it wrote

Central Bank of Uzbekistan (cbu.uz)

Official UZS FX rates, policy rate, gold-bar prices, bank registry and the sovereign yield curve.

CoinGecko crypto prices (api.coingecko.com)

Crypto asset prices and market caps for the global-markets crypto strip.

Gold spot feeds (gold-api.com, Yahoo GC=F)

International gold spot price (XAU/USD) for the gold page and real-return math.

Narx-Tahlil price monitor (narxtahlil.uz)

Official consumer product price statistics for the cost-of-living view.

OpenInfo corporate disclosure portal (openinfo.uz)

Issuer disclosures, daily exchange OHLCV bars (stocks, ETFs, bonds), issuer fundamentals and the day-aggregate screener behind live quotes.

State Statistics Committee SIAT (stat.uz)

Official macro indicators (CPI, GDP and friends) for the macro dashboard.

Central Securities Depository (uzcsd.uz)

Corporate actions (dividends, meetings) from the depository's public register.

Uzbek Commodity Exchange (uzex.uz)

Commodity trade register and weekly exchange quotes for the commodities view.

Uzbek Republican Currency Exchange (uzrvb.uz)

Weighted FX rates and volumes, the interbank/repo money-market curve and government-bond auctions.

Tashkent Stock Exchange (uzse.uz)

Real-time trade tape, authoritative share registry (shares outstanding/par) and bond listings.

Yahoo Finance quotes (query1.finance.yahoo.com)

Global market quotes (US indices, big tickers) for the world-markets strip.

Partial(9)

it works, but only for part of what the upstream could give us

Fondbozori WTS brokerage terminal (fondbozori.uz)

Read-only brokerage account sync (cash, securities, statements) and live order routing to UZSE.

What it is waiting on: Brokerage account data, statements and orders need each user's terminal login; the quote, price history and member list answer without one, and there is no documented API. Brokerage account sync and order entry work. The venue pushes no fill confirmation; the only evidence of an execution is its own order list, which we now reconcile against; nothing has been observed through it yet.

Tax committee taxpayer cabinet (my.soliq.uz)

Pull the taxpayer's own income and withholding data to pre-fill the form-172 declaration we already generate offline.

What it is waiting on: The public reference catalogues are read, and the filing assistant and an importer for the cabinet's own salary export are built. The taxpayer's data and the filing itself need a per-taxpayer E-IMZO session or a Soliq-servis agreement.

Telegram Bot API (api.telegram.org)

Price alerts and notifications, two-factor codes, and the chat bridge.

What it is waiting on: Bot token in hand; notifications and the chat bridge run. The bridge deliberately cannot place an order.

Uzbek commercial banks (rate aggregators)

Deposit, loan and card rates across Uzbek banks for the comparison tables.

What it is waiting on: Rates only, via public aggregators. A direct bank connection would need a per-bank agreement; we hold none.

Uzbek bank deposit catalogue (official sites)

Deposit products read from each bank's own pages, with the terms that decide whether one is good: minimum, capitalisation, replenishment and the early-withdrawal penalty.

What it is waiting on: Read from each bank's own site, so coverage is whatever they publish: five of the 35 CBU-registered banks expose parseable deposit terms today. There is no bank API and no open-banking framework in Uzbekistan to ask for more.

Uzbek bank loan catalogue (official sites)

Loan products with the bank's own nominal and effective rates, term and amount ranges, collateral and subsidy conditions, never a rate we computed ourselves.

What it is waiting on: Five banks publish parseable loan terms out of 35 registered. We store the bank's own effective rate and never compute one to fill the gap, so a bank that publishes only a nominal rate stays partial.

Uzbek bank card catalogue (official sites)

Cards banks sell: categories, payment networks, fees and the perks exactly as each bank states them.

What it is waiting on: Three banks publish a parseable card tariff table. None of those pages prints its own updated-on date, so rows are stamped with the fetch time and say so rather than implying the bank confirmed them today.

National open-data portal (data.egov.uz)

Public state registers of licensed financial institutions: the MFO/bank-office directory, microcredit organisations, pawnshops, payment organisations and operators, e-money systems, bank auditors and the geocoded ATM register.

What it is waiting on: Read-only and GET-only, and the two registers we most want, licensed insurers and securities issuers, provably are not published there. The insurer list is served from a different upstream and labelled as such rather than borrowing this one's credibility.

NAPP e-OSGO / ERSP insurance register (e-osgo.uz, ersp.e-osgo.uz)

Two halves. Working: the public ERSP participant roster, the only machine-readable list of Uzbek insurers reachable without a contract. Blocked: per-policy OSGO verification against the state register, which would replace trusting user-typed policy data.

What it is waiting on: The participant roster is reachable and parsed. Per-policy verification is not: it needs an accredited-consumer agreement with the regulator plus an E-IMZO credential, and the public policy register is captcha-gated, which is why the insurance checker records rather than verifies.

Designed(3)

researched and specified; nothing is talking to it yet

Ministry of Employment services (mehnat.uz)

Employment records for income verification and tax pre-fill.

What it is waiting on: The public employer registry is reachable, and the tax page uses it to check an employer's STIR; no lookup has been observed in production yet. The personal labour book needs OneID and an agreement with the ministry.

Unified government services portal (my.gov.uz)

Government e-services relevant to personal finance, surfaced in-platform.

What it is waiting on: The public service catalogue is readable; the data behind each service needs a contracted OneID client, which we do not hold.

State pension system (Extrabudgetary Pension Fund)

Pull real accumulative-pension balances instead of manual entry.

What it is waiting on: No route exists for a third party: the pension ledger is shown only to its holder behind a OneID login. The holder can paste or upload their own statement, which the platform imports.

Blocked(3)

an external gate we cannot open by writing code

KATM credit bureau (infokredit.uz)

Credit score, the bureau's own scoring class and contract history, read from the report the subject downloads themselves.

What it is waiting on: Credit bureau. No consent-free API exists: a report is released only to the subject, or to a contracted member with consent, under Law O'RQ-301. Until membership, the product reads the report the subject downloads from my.gov.uz, in their own browser.

OneID national SSO (id.egov.uz)

National single sign-on returning verified PINFL, INN/STIR and passport data: no manual identity entry.

What it is waiting on: National SSO. Requires a registered client under a paid contract with the state operator, free only for state bodies.

Paynet Xolis (QR payments)

Accept feature payments by QR and confirm them automatically.

What it is waiting on: Xolis itself publishes no developer API or callback at all. The operator protocols that ARE published are already implemented here, and none is switched on, because the merchant credential only exists after a signed agreement this project does not hold. Each adapter reports itself unconfigured and its callback answers 503 rather than confirming a payment.

Signed in, this board is read live from the platform's own registry endpoint. Signed out, it is the snapshot of 23.08.2026: a front-end test asserts that snapshot still matches the backend registry file, so it cannot quietly drift out of date.

Due diligence, pre-answered

Limits we state plainly

You would find these in diligence anyway. We would rather you hear them from us, because how a platform handles what it does not know is the product.

01
The broker never tells us an order filled, so we ask, and we never assume
There is no fill callback here and no push of any kind; the one place this venue admits an execution is its own live order list, and reading that list is the ONLY way a fill is ever written on this platform. The rules are deliberately unflattering: a partial stays “submitted” (the rest is still working and cancellable), a zero is never written as an observation, an order the broker stops listing is left alone (absence is not evidence of a fill), a shrinking figure is an anomaly rather than an update, and there is no backfill at all; 0 orders here carry an observed execution today. Anything that depends on a fill, the recurring-buy plan for instance, reports “fill unknown” and waits.
02
Our stop-losses live on our servers, not the exchange's
The broker's verified order form has no stop-trigger field (the gateway raises if you try), so a stop is a rule our own monitor evaluates before placing a plain limit sell; the exchange never held it, and if our monitor is down the stop does not fire. We would rather you knew that from us than discovered it on a bad day.
03
The 10-level order book comes one security at a time
Our first depth requests named the security by its bare ISIN, the broker's terminal answered with an empty shell, and we read that as a venue withholding its book. The terminal's own screen code names a security as market, board and ISIN in one string; asked that way, the same public endpoint returns up to 10 price levels a side with the number of orders at each, no login needed. A pass over every listed security on 15 Sep 2026, run just after the close and so outside trading hours, found resting orders on nearly half of them. What remains is a limit of shape, not of access: the ladder comes one security per request through our broker connection, so the trade panel shows it for the security on screen, while the market-wide order book page shows the exchange's own public file, which stops at the best bid and ask.
04
We take payment by hand, on purpose (for now)
The code for automatic collection exists: 3 operator protocols are implemented against their published specifications (Paynet UWS, CLICK's shop API, the Payme merchant JSON-RPC) and 0 are switched on, because the credential is the part no operator hands out without a signed merchant agreement. Each adapter reports itself unconfigured and names the settings it lacks, their callback endpoint answers 503 rather than pretending to confirm a payment, and Xolis, the QR product people here actually use, publishes no developer API at all. So payment runs by hand, exactly as the business-model chapter describes. It does not scale and we know it: the code is written, the agreements are not.
05
Copy trading is opt-in, and the leaderboard is nearly empty because of it
Nobody is copyable by default. A profile is listed only after the user records an explicit consent (copytrade migration 0003, 30 Aug 2026, flipped the default to off and revoked every prior enrolment), always under an alias, never an email. Of the profiles on the platform only the ones that opted in appear, which is why the leaderboard is short. We would rather volunteer that here than have a privacy reviewer find it.
06
The insurance register has a captcha, so we record, not verify
The state register of compulsory insurance policies, ersp.e-osgo.uz, requires a captcha and offers no API, so we record what the policyholder saw and link to the authoritative register rather than claim a verification we cannot perform. Behind that limit sits an import keyed on the register's OWN identity, the series and number it prints (e.g. EUID 0386126): the same block pasted twice updates one policy instead of minting a second, the premium is never silently rewritten, and every field the paste does change is reported back with its old and new value.
07
There is no e-filing API, so the taxpayer files
The taxpayer cabinet offers no public API for submitting the declaration. Finmind computes and renders the exact document, in the authority's own notation, and the taxpayer files it. We will not pretend to a submission channel that does not exist.
08
Some statutory numbers are unknowable right now, so we say “pending”
Several caps in the tax code are multiples of decree-set amounts that are not always published in advance. When a decree is missing, the affected rows render as pending with an explanation. A declaration that quietly guessed would be worse than one that waits.
09
The deterministic parser is proven; the language model is not
Money instructions go through a deterministic intent parser that runs FIRST and handles everything it recognises: holdings, net worth, prices, orders, standing plans. The language model sees only what the parser did not understand, and anything it proposes is rebuilt by the same proposal builders, behind the same approval and order validation, so no order-safety property depends on the model. What we have not proven is the model half itself: the API key in the container has never been probed live, and if the provider rejects it the assistant falls back to the parser silently. We would rather tell you that than let you assume an LLM you have not seen work.
10
We have no traction metrics to show you, so this page shows none
No user counts, no AUM, no revenue claims, no testimonials, no logos. What we can demonstrate is the running system itself, driven live, with its own gaps named as we reach them. We would rather earn the other numbers than assert them.

Business model

Three plans, priced per market

Free covers market data and learning for every Finmind account. Premium opens every analytic and tool; Expert adds automation, AI trading and advisory. Each is bought for 30 days or a year and does not renew automatically, and every entitlement is enforced as a server-side permission. Organisations evaluate the basic features for their type, then agree a contract.

Premium plan, current price

79 000,00 UZS / month

790 000,00 UZS / year

Read from the plans API when this page is rendered. An introductory, market-entry price: set by a platform administrator, changeable at any time. Not a unit-economics claim, and no revenue figure appears on this page because there is none to report.

See plans and pricing

How we actually take the money

Priced on the server: the amount comes from the plan row, never the browser. A reference QR carrying our own payment reference and amount, explicitly not a provider-signed payload (the API says so on every payment). Paid out of band; a sysadmin confirms the money arrived, and that approval alone creates the time-boxed entitlement. Append-only afterwards: there is no delete endpoint, and a payment row can only be superseded, never removed.

Why the third step is manual is limit 04 above: the 3 operator adapters are written and 0 are switched on, because the credential only exists after a signed merchant agreement. The day one is signed, approval becomes automatic.

Evidence

How you can check us

None of these is a traction metric. They are the size and shape of the thing itself, and every one is reproducible in an afternoon with us in the room.

Published figures and how each was measured
Figure	What it is	How it was measured
1 753+	backend tests collected by pytest, and rising	pytest collection on the measurement date → "1753 tests collected"; one module still being wired up is EXCLUDED from the count rather than counted optimistically
108+	backend test files, and rising	a filesystem walk of the backend tree, counting test files
38+	front-end assertion suites run with node --test, and rising	a filesystem walk of the frontend tree, counting node --test suites
146	NUMERIC(38,2) columns: the money scale, the most common numeric shape in the schema	one query over the database's own column catalogue: NUMERIC columns at precision 38, scale 2, schema-wide
0	double precision or real columns in the entire schema: the “money is never a float” rule, stated as a fact about the database rather than as a coding habit	one query over the database's own column catalogue: columns typed double precision or real, schema-wide
0	orders on this platform carry an execution observed from the broker: the reconciler writes only what the broker's own order list returns today and never backfills, so no order here has ever been called filled	the observed-fill fields arrive with a schema migration dated 23.08.2026 that the development database has not applied yet, so no row can hold one; the only writer is the fill reconciler, whose NO BACKFILL rule leaves an order the broker no longer lists genuinely unknown
13	listed tickers came back permissible, and every one of them is “halal subject to income purity” at medium confidence, because the purity screen cannot be run here	the full screening run, re-executed in a backend shell on the measurement date → 13 permissible, 84 impermissible, 9 undetermined
84	came back impermissible: the exchange is dominated by conventional banks and insurers, whose core business no ratio can rescue	the same screening run: the impermissible share of its coverage
9	are reported undetermined with a machine-readable reason: 4 whose only filings cover an unfinished year, 4 whose filings yield no computable ratio, 1 whose issuer record stops at a risky sector with no sub-industry. None is guessed either way	the same screening run: its machine-readable reasons → interim statements 4, unusable statements 4, unclassified business 1
18 358	daily price bars	one count over the price-bar warehouse
5 920	official currency rates	one count over the official-rate table
2 429	sovereign yield-curve points	one count over the yield-curve table
552	issuer disclosures	one count over the disclosure table
546	corporate actions	one count over the corporate-actions table
154	imported issuer financial reports	one count over the imported financial reports
141	macro indicator series	one count over the macro series table
110	instruments: 106 stock rows and 4 bond rows	one count over the instrument table, grouped by type
67	bond listings	one count over the bond listings
35	licensed banks from the central bank's register	one count over the central-bank registry mirror
51	insurance products from 10 insurers	one count over the insurance product table
—	users, assets under management, revenue: there are none to report, so the cell is blank rather than absent	nothing to run: the platform is pre-revenue and pre-launch

All measured 23.08.2026 against the running system. These counts move (the warehouse grows every day the schedulers run), which is exactly why each one is stamped with a date and its measurement instead of being presented as timeless. A figure printed with a + is a floor: re-measure it and expect to get more, never less. Backend tests: at least, measured 23.08.2026 · pytest collection on the measurement date → "1753 tests collected"; one module still being wired up is EXCLUDED from the count rather than counted optimistically.

The raise

There is a live fundraise. This page states no terms.

finmind_support@protonmail.com @finminduz_bot Use the form below

Contact details read from the platform's own public settings. Change them in the admin surface and they change here within a few minutes.

Stage, amount, valuation and use of funds are conversations, not web copy: we would rather answer your questions directly than publish a number this register cannot bind to a source.

Ask for a walkthrough and we will drive the running system with you watching: the catalogue, the declaration export, the order ticket, and the rejected orders, which are the part that tells you whether the rest is real.

Blog

Latest from Finmind

Guides to Finmind and plain explanations of investing and personal finance in Uzbekistan, from the Finmind editorial team.

29 Sept 2026

Contact

Questions or a problem to report. Your message reaches the team directly; the answer appears in your Finmind account (Settings, then Support) and in Telegram when your chat is connected.

Prefer email? finmind_support@protonmail.com

Everything we've built.Nothing we haven't.

What Finmind is

Real or null

Live or measured, labelled either way

Money is exact, end to end

Cited, or it does not save

Owner-scoped, server-gated

Refuse rather than corrupt

Why Uzbekistan, and why this shape

Where Finmind sits among the others

Finmind

GoInvest

Jett

fondbozori.uz

Stockscope

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Xisob Terminal

dfin.uz

uzstock.uz

Cbonds

One order nobody typed

Every feature, read from the catalogue

Personal Finance

Wealth & Retirement

Markets & Data

Commodities & Real Assets

Global & Crypto

Trading & Automation

Research & Analysis

Rates & Comparisons

Advisory & Assurance

Learn

What the code actually does

Brokerage integration at the protocol level

Market data that is sourced, cached and honest

An assistant that asks permission

A religious decision we refuse to guess at

The wealth side, held to the same rule

Security posture, including the boring parts

Built for Uzbekistan, not localized to it

6 ways to trade, one door

Manual ticket

Protective brackets

Signal algorithms

AI Trading Lab

Copy trading

Autopilot

What stands between an algorithm and your money

A real tax engine, down to the form

The document itself

Statutory parameters

What that one citation is worth, worked through

26 doors, and which ones are open

Live(11)

Partial(9)

Designed(3)

Blocked(3)

Limits we state plainly

The broker never tells us an order filled, so we ask, and we never assume

Our stop-losses live on our servers, not the exchange's

The 10-level order book comes one security at a time

We take payment by hand, on purpose (for now)

Copy trading is opt-in, and the leaderboard is nearly empty because of it

The insurance register has a captcha, so we record, not verify

There is no e-filing API, so the taxpayer files

Some statutory numbers are unknowable right now, so we say “pending”

The deterministic parser is proven; the language model is not

We have no traction metrics to show you, so this page shows none

Three plans, priced per market

How we actually take the money

How you can check us

There is a live fundraise. This page states no terms.

Latest from Finmind

Asset allocation: how to split your money across assets

Portfolio rebalancing: when and how to do it

Position sizing: how much to put in one stock

Contact

Everything we've built.
Nothing we haven't.